:root{font-family:Inter,ui-sans-serif,system-ui,sans-serif;color:#18332a;background:#f5f3ed;font-synthesis:none}*{box-sizing:border-box}body{margin:0;min-width:320px;min-height:100vh}button,input,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}a{color:inherit}.app{--bg: #f5f3ed;--surface: #fffdf9;--surface-2: #efede6;--text: #18332a;--muted: #6e756f;--border: #dedbd2;--green: #153d30;--green-2: #24644e;--accent: #c47d3f;min-height:100vh;color:var(--text);background:var(--bg);display:grid;grid-template-columns:244px 1fr}.app[data-theme=dark]{--bg: #101814;--surface: #17231e;--surface-2: #21302a;--text: #f1efe8;--muted: #aab7af;--border: #33453c;--green: #d8eee3;--green-2: #86bda3;--accent: #e2a66d}.sidebar{position:sticky;top:0;height:100vh;padding:30px 20px;background:#12372a;color:#f5f3ed;display:flex;flex-direction:column;z-index:10}.brand{display:flex;align-items:center;gap:12px;padding:0 8px 28px;border-bottom:1px solid #ffffff24}.brand-mark{width:38px;height:38px;display:grid;place-items:center;border:1px solid #d7a16e;color:#d7a16e;font:600 22px Georgia,serif;border-radius:50% 50% 44% 44%}.brand strong,.brand small{display:block}.brand strong{font-family:Georgia,serif;font-size:17px}.brand small{margin-top:3px;color:#b8cbc2;font-size:11px;letter-spacing:.05em}.sidebar nav{display:grid;gap:5px;margin-top:24px}.sidebar nav a{color:#c8d8d0;text-decoration:none;padding:11px 13px;border-radius:8px;display:flex;gap:13px;align-items:center;font-size:14px;font-weight:500}.sidebar nav a span{width:20px;text-align:center;color:#d7a16e;font-size:17px}.sidebar nav a:hover,.sidebar nav a.active{color:#fff;background:#ffffff12}.sidebar nav a.active{box-shadow:inset 3px 0 #d7a16e}.sidebar-note{margin-top:auto;padding:16px;background:#ffffff0c;border:1px solid #ffffff1a;border-radius:10px;display:grid;gap:5px}.sidebar-note strong{font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:#d7a16e}.sidebar-note span{color:#b8cbc2;font-size:11px;line-height:1.5}.content-shell{min-width:0}.topbar{height:74px;padding:0 4.5vw;border-bottom:1px solid var(--border);display:flex;justify-content:flex-end;align-items:center;gap:14px;background:color-mix(in srgb,var(--bg) 88%,transparent);position:sticky;top:0;z-index:5;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}.scenario-picker{display:flex;align-items:center;gap:9px;color:var(--muted);font-size:12px}.scenario-picker select{max-width:260px}select,input{border:1px solid var(--border);background:var(--surface);color:var(--text);border-radius:7px;padding:10px 12px;outline:none}select:focus,input:focus{border-color:var(--green-2);box-shadow:0 0 0 3px color-mix(in srgb,var(--green-2) 15%,transparent)}.icon-button{width:39px;height:39px;border:1px solid var(--border);background:var(--surface);color:var(--text);border-radius:50%;cursor:pointer}main{padding:45px 4.5vw 70px;max-width:1600px;margin:0 auto}.page-header{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin-bottom:30px}.page-header h1{font:600 clamp(30px,4vw,46px)/1.05 Georgia,serif;margin:8px 0 10px;letter-spacing:-.025em}.page-header p{margin:0;color:var(--muted);max-width:690px;line-height:1.6}.eyebrow{color:var(--accent);text-transform:uppercase;font-size:11px;font-weight:700;letter-spacing:.14em}.button{border:1px solid var(--border);border-radius:7px;padding:11px 17px;text-decoration:none;font-weight:600;font-size:13px;cursor:pointer;background:var(--surface);color:var(--text);display:inline-flex;align-items:center;justify-content:center}.button.primary{background:var(--green);border-color:var(--green);color:var(--bg)}.button.secondary:hover{border-color:var(--green-2)}.button.large{padding:15px 30px}.button.full{width:100%;margin-top:12px}.button.danger{color:#a63c34;border-color:#c86058;background:transparent}.metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;margin-bottom:20px}.metric-card{background:var(--surface);border:1px solid var(--border);padding:20px;border-radius:10px;position:relative;box-shadow:0 8px 24px #17362908}.metric-card>span{display:block;color:var(--muted);font-size:12px;margin-bottom:9px}.metric-card strong{display:block;font:600 24px Georgia,serif}.metric-card small{display:block;color:var(--muted);margin-top:8px;font-size:11px}.metric-icon{position:absolute;top:17px;right:18px;width:30px;height:30px;display:grid;place-items:center;background:var(--surface-2);color:var(--accent);border-radius:50%;font-weight:700}.panel{background:var(--surface);border:1px solid var(--border);padding:25px;border-radius:10px;box-shadow:0 8px 30px #17362907}.panel h2{font:600 21px Georgia,serif;margin:7px 0 18px}.dashboard-grid{display:grid;grid-template-columns:1.7fr .8fr;gap:20px}.chart-panel{min-width:0}.panel-heading{display:flex;justify-content:space-between;align-items:flex-start}.panel-heading a{color:var(--green-2);font-size:12px;font-weight:600;text-decoration:none}.assumptions{margin:0}.assumptions div{display:flex;justify-content:space-between;gap:20px;padding:10px 0;border-bottom:1px solid var(--border);font-size:12px}.assumptions dt{color:var(--muted)}.assumptions dd{margin:0;font-weight:600;text-align:right}.disclaimer{color:var(--muted);font-size:11px;line-height:1.55;margin:16px 0 0}.notice{padding:13px 15px;margin:0 0 20px;border:1px solid #8eaf9e;background:#dfece5;color:#1b4d3a;border-radius:7px;font-size:13px}.app[data-theme=dark] .notice{background:#223c31;color:#cce5d9}.notice.warning{border-color:#d3a36f;background:#f7eadb;color:#734719}.app[data-theme=dark] .notice.warning{background:#48331f;color:#f1cc9f}.notice.error{border-color:#c86058;color:#8c3029;background:#f8dfdd}.form-stack{display:grid;gap:20px}.form-section{padding:28px}.section-title{display:flex;gap:15px;align-items:flex-start;margin-bottom:23px}.section-title>span{width:34px;height:34px;display:grid;place-items:center;background:var(--green);color:var(--bg);border-radius:50%;font-size:11px;font-weight:700;flex:none}.section-title h2{margin:0 0 5px}.section-title p{margin:0;color:var(--muted);font-size:12px}.section-title.split .button{margin-left:auto}.form-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.form-grid.one{grid-template-columns:1fr}.field{display:grid;gap:6px;min-width:0}.field>span{font-size:11px;color:var(--muted);font-weight:600}.field input,.field select{width:100%}.field-error{color:#a63c34}.check-row{display:flex;gap:30px;margin-top:19px}.check,.check-row label{color:var(--muted);font-size:12px;display:flex;gap:7px;align-items:center}.loan-list{display:grid;gap:14px}.loan-card{border:1px solid var(--border);background:var(--bg);border-radius:8px;padding:19px}.loan-card-head{display:flex;justify-content:space-between;margin-bottom:16px}.text-button{background:none;border:0;color:var(--green-2);cursor:pointer;font-size:12px}.text-button.danger{color:#b24b43}.loan-card .check{margin-top:15px}.empty-state{padding:25px;text-align:center;border:1px dashed var(--border);color:var(--muted);border-radius:8px}.form-submit{text-align:right}.table-panel{padding:0;overflow:visible}.table-tools{display:flex;gap:10px;padding:18px;align-items:center;border-bottom:1px solid var(--border)}.table-tools input{margin-right:auto}.column-picker{position:relative}.column-picker summary{border:1px solid var(--border);border-radius:7px;padding:10px;cursor:pointer;font-size:12px}.column-picker>div{position:absolute;right:0;top:45px;z-index:3;padding:15px;background:var(--surface);border:1px solid var(--border);box-shadow:0 8px 30px #0002;width:210px;display:grid;gap:8px}.column-picker label{font-size:11px}.table-scroll{overflow:auto;max-height:68vh}table{width:100%;border-collapse:collapse;font-size:11px;white-space:nowrap}th{position:sticky;top:0;z-index:2;background:var(--surface-2);text-align:right;border-bottom:1px solid var(--border)}th:first-child,td:first-child{text-align:left}th button{padding:12px 14px;border:0;background:none;color:var(--muted);font-weight:700;cursor:pointer}td{padding:11px 14px;border-bottom:1px solid var(--border);text-align:right}tbody tr:hover{background:color-mix(in srgb,var(--green-2) 5%,transparent)}tfoot td{position:sticky;bottom:0;background:var(--surface-2);font-weight:600;text-align:left}.pagination{display:flex;justify-content:center;align-items:center;gap:20px;padding:15px;font-size:11px}.pagination button{border:0;background:none;color:var(--green-2);cursor:pointer}.pagination button:disabled{opacity:.35}.chart-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.chart-card{min-width:0}.chart-card h2{margin-top:0}.comparison-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(270px,1fr));gap:16px}.comparison-card{position:relative;overflow:hidden}.comparison-card.selected{border-color:var(--green-2)}.scenario-number{position:absolute;right:-7px;top:-25px;font:600 90px Georgia,serif;color:var(--surface-2)}.compare-list div{padding:9px 0;border-bottom:1px solid var(--border);display:flex;justify-content:space-between;gap:10px;font-size:11px}.compare-list dt{color:var(--muted)}.compare-list dd{margin:0;font-weight:600;text-align:right}.compare-list small{display:block;margin-top:2px}.positive{color:#287253}.negative{color:#ad4e45}.compare-end{margin:20px 0;display:grid;gap:5px}.compare-end span{color:var(--muted);font-size:11px}.export-grid,.settings-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.export-actions{grid-row:span 2}.export-button{width:100%;display:grid;grid-template-columns:48px 1fr auto;align-items:center;text-align:left;gap:12px;padding:12px 0;border:0;border-bottom:1px solid var(--border);background:none;color:var(--text);cursor:pointer}.export-button>span{background:var(--surface-2);padding:7px;border-radius:5px;text-align:center;color:var(--accent);font-size:10px;font-weight:700}.export-button div{display:grid;gap:3px}.export-button small{color:var(--muted)}.export-actions .primary{width:100%;margin-top:18px}.danger-zone{border-color:#c86058}.help-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:20px}.help-card>span{color:var(--accent);font:600 20px Georgia,serif}.help-card p,.panel>p{color:var(--muted);line-height:1.65;font-size:12px}@media(max-width:1050px){.app{grid-template-columns:82px 1fr}.sidebar{padding:25px 12px}.brand div,.sidebar nav a:not(.active):after,.sidebar nav a{font-size:0}.brand{padding-inline:9px}.sidebar nav a{justify-content:center}.sidebar nav a span{font-size:18px}.sidebar-note{display:none}.metrics{grid-template-columns:repeat(2,1fr)}.dashboard-grid,.export-grid,.settings-grid{grid-template-columns:1fr 1fr}.form-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:700px){.app{display:block;padding-bottom:65px}.sidebar{position:fixed;bottom:0;top:auto;width:100%;height:65px;padding:7px}.brand,.sidebar-note{display:none}.sidebar nav{margin:0;display:flex;overflow-x:auto;justify-content:space-around}.sidebar nav a{padding:9px 12px;min-width:45px}.sidebar nav a:nth-child(n+7){display:none}.topbar{height:62px;padding:0 16px}.scenario-picker span{display:none}.scenario-picker select{max-width:220px}.topbar{justify-content:space-between}main{padding:30px 16px}.page-header{display:block}.page-actions{margin-top:18px}.metrics,.dashboard-grid,.chart-grid,.export-grid,.settings-grid,.help-grid,.form-grid{grid-template-columns:1fr}.metric-card strong{font-size:22px}.section-title.split{flex-wrap:wrap}.section-title.split .button{margin-left:49px}.table-tools{flex-wrap:wrap}.table-tools input{width:100%}.check-row{display:grid;gap:10px}.panel{padding:19px}.table-panel{padding:0}.form-section{padding:19px}}@media print{.sidebar,.topbar,.page-actions,.table-tools,.pagination{display:none!important}.app{display:block}.table-scroll{max-height:none;overflow:visible}main{padding:0}.panel{box-shadow:none}}